Definition: Health Insurance CIGNA Plans: A plan that provides health coverage to individuals and families, usually through a private insurance company such as Cigna or Allstate. Definition: 1. Health Insurance Coverage: This means receiving healthcare services from licensed providers without having to pay out-of-pocket expenses. 2. Cigna Plan: A health insurance policy offered by Cigna, which is often bundled with other benefits like dental insurance and vision insurance, providing a comprehensive coverage for preventive care, primary care, and specialty care. 3. Allstate Health: A third-party managed health plan that combines the features of all three major commercial health insurance companies: Blue Cross Blue Shield (B+C), Cigna, and Wellpoint. 4. Personal Health Insurance: This type of health insurance is owned by the individual or family who purchases it voluntarily for their own use rather than through government subsidies. In summary: - Health Insurance Coverage: It covers healthcare services from licensed providers without having to pay out-of-pocket expenses. - Cigna Plan: It is offered by private insurance companies such as Cigna, which typically includes a variety of benefits like dental and vision care, primary care, and specialty care. - Personal Health Insurance: It's owned by the individual or family who purchases it voluntarily for their own use rather than through government subsidies.